Welcome to CashflowCoachTV—your practical guide to earning more, keeping more, and growing more. I break down personal finance into simple systems: budgets you can actually follow, emergency-fund planning, debt payoff (snowball/avalanche), credit-score optimization, and beginner-friendly investing with index funds and ETFs. We also cover retirement accounts (401(k), IRA/Roth), tax basics for everyday earners, side-income ideas, and the exact tools, scripts, and templates I use. Every video ends with clear next steps you can implement the same day. New videos weekly. For education only—nothing here is financial, tax, or legal advice.