Скачать или смотреть Bank FD भूल जाओ! Post Office Best Schemes 2026 | 8.2% Interest & Safe Returns

Banks are offering low returns on FDs, but did you know Post Office schemes are currently offering up to 8.2% interest with a 100% Sovereign Guarantee? In this video, I compare Bank Fixed Deposits with Post Office Saving Schemes to help you get the best return on your investment in 2026.

I cover the top 5 Post Office Schemes for every need—whether for Senior Citizens, tax saving (80C), or monthly income. Plus, I explain the National Savings Certificate (NSC) calculation to show how you can earn ₹2 Lakh interest!

Topics Covered: ✅ Bank FD vs Post Office: Returns & Safety ✅ Top 5 Post Office Schemes list ✅ National Savings Certificate (NSC) Interest Rate & Calculation ✅ Tax Benefits under Section 80C

Video Chapters: [00:00] Introduction: Why Bank FDs are losing value? [01:02] FD vs Post Office: Returns & Safety Comparison [01:43] Scheme 1: Post Office Time Deposit (7.5%) [01:55] Scheme 2: Senior Citizen Savings Scheme (8.2%) [02:08] Scheme 3: PPF - Public Provident Fund (7.1%) [02:22] Scheme 4: Sukanya Samriddhi Yojana (8.2%) [02:35] Scheme 5: Post Office Monthly Income Scheme (MIS) [02:47] Bonus: National Saving Certificate (NSC) Explained [03:34] NSC Calculation: How to get ₹2 Lakh Interest [04:13] Conclusion: Best investment strategy for 2026

Invest Smartly! #PostOfficeSchemes #Investment2026 #PersonalFinance #NSC #SukanyaSamriddhiYojana #PPF #BankFD #TaxSaving #VirtaPayBank

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