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One of the fastest-growing problems in Ontario real estate right now isn’t prices or interest rates — it’s home purchases that fail to close.

More and more deals are falling apart at the finish line, and in most cases it comes down to financing gaps. Buyers can’t secure the mortgage or cash they expected when it’s time to close.

Common reasons I’m seeing:
• New construction appraisals coming in below purchase price
• Buyers who bought at peak pricing facing a softer market
• Tighter lender rules as risk increases

And that’s just part of the story.

If you’re buying, selling, or already under contract, understanding why deals fail — before you commit — can save you serious money and stress.

Let’s break it down.

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