Inherited IRA Investors Get Another Break, but the Clock Is Ticking on RMDs

Plus, 2 cheap utility stocks as AI transforms the overlooked sector into a growth opportunity.

Denise Appleby, IRA Quick Reference Guide author known as The IRA Whisperer, clears up the confusion about what the IRS waived concerning inherited IRAs in 2024. Travis Miller, energy and utilities strategist for Morningstar Research Services, talks about how the artificial intelligence boom is driving data center demand. He also points to 2 cheap utility stocks expected to benefit.

00:41 Disney’s Improved Streaming Results

01:57 Uber’s Strong Financial Results in 2024

02:56 Palantir’s Performance Led by AI Platform

04:06 Opportunities with Artificial Intelligence and Utility Stocks

04:36 Utility Stocks: When Will the Market Give the Sector Some Respect?

05:09 Where Do Utilities Fit into AI Growth?

06:36 How Higher For Longer Interest Rates Could Affect Utilities

08:18 Utility Stock Picks

09:49 New Rules for Inherited IRAs

10:31 Withdrawals from Inherited IRAs and the 10-Year Rule

Important Distinction About What the IRS Waived in 2024

12:28 Tax Implications for Inherited IRAs

17:16 -Will the IRS Suspend the Withdrawal Penalty for Inherited IRAs in 2025?



Read about topics from this episode.

Disney Earnings: Improved Streaming Results Come at the Expense of Continued Linear Weakness https://www.morningstar.com/stocks/di...

Uber Earnings: Network Effect Continues to Drive Profitable Growth for Uber https://www.morningstar.com/stocks/ub...

Palantir Earnings: AI Platform Drives Strong Start to 2024 https://www.morningstar.com/stocks/pa...

Utility Stocks: When Will the Market Give the Sector Some Respect? https://www.morningstar.com/stocks/ut...

IRS Extends Waiver of Excise Tax for Inherited IRAs, but Not RMDs https://www.morningstar.com/personal-...



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Read what our team is writing:

Ivanna Hampton https://www.morningstar.com/people/iv...

Travis Miller https://www.morningstar.com/people/tr...

Denise Appleby https://www.morningstar.com/people/de...



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