Скачать или смотреть Fixed-Rate vs. Adjustable-Rate Mortgages – Which One is Best? 🏡

Not sure whether to go with a fixed-rate mortgage or an adjustable-rate mortgage (ARM)? Here’s a quick breakdown:

✅ Fixed-Rate Mortgage – Same interest rate for the entire loan term, meaning predictable payments and long-term stability. Perfect if you plan to stay in your home for years and want to lock in a consistent rate.

🔄 Adjustable-Rate Mortgage (ARM) – Starts with a lower rate for a set period, then adjusts based on the market. A great option if you plan to sell or refinance before it adjusts, but it carries the risk of higher payments if rates rise.

The right choice depends on your financial goals, risk tolerance, and how long you plan to keep the property. Want help choosing the best mortgage for you? Follow for more expert home-buying tips! 🏡📈