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Npci launch new payment system UPI ID payment with number . UPI Number

NPCI has launched UPI Number which is an additional payment address consisting of user own 10-digit mobile number or 8-9-digit number user can choose. UPI Number can be used as alias to alphanumeric UPI Id to make seamless transactions and it can be created post generating UPI ID.

UPI Number will be an 8 -10-digit number and can be classified as below –

8-9 digits - any random number as selected by user
10 digit user’s own mobile number
Today, many PSPs/TPAPs use mobile number in alias to UPI Id for person-to-person and person-to-merchant payments, however users do not feel the interoperability between them. Mobile number as UPI Number will become interoperable and can be used for payments across the ecosystem.

UPI Number will further simplify UPI payments as user will have to only enter the payee’s UPI Number instead of their alphanumeric UPI ID. In addition to this, once a user creates the UPI Number, user can seamlessly receive payments from any UPI application.