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This client submitted their personal experience joining a debt management plan at Debthelper.com. Here they tell, in their own words, their story.

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Credit Card Management Services, Inc. d.b.a. Debthelper.com is an IRS Approved 501c3 Non-Profit Florida Corporation dedicated to its mission to educate, advise and empower youth to seniors to handle debt, credit and housing and to provide affordable housing opportunities through the acquisition and rehabilitation of residential properties.

Since 1996, Debthelper has helped hundreds of thousands of families get out of bad debt, improve their lives and save for a better financial future.

Debthelper is a small business headquartered in West Palm Beach Florida with a branch office in Massachusetts.

Debthelper Counselors are certified through a third party certification program and are provided annual continuing education units to maintain their certifications. https://www.debthelper.com/disclosures/

Debthelper is ISO 9001:2015 Certified as audited by Bureau Veritas North America.

Debthelper is a member of the FCAA: the Financial Counseling Association of America and abides by their governing documents, professional standards and best practices.

Debthelper is an adopter of the National Industry Standards for Homeownership Education and Counseling. These standards are a set of guidelines for quality, consistent professional advice. Research of and input from numerous organizations, including
AFCPE (Association for Financial Counseling Planning Education),
AICCCA (Association of Independent Consumer Credit Counseling Agencies) now known as
FCAA the Financial Counseling Association of America,
HUD (US Dept. of Housing and Urban Development),
NAHCA (National Association of Housing Counseling Agencies),
NCLC (National Consumer Law Center),
NFCC (National Foundation for Credit Counseling),
NeighborWorks® America,
and many community development organizations that offer education and/or counseling services and have formalized written standards.