What is a Loan Moratorium? How it Can Provide Relief During Challenging Times? | IIFL Finance

In today's video, we'll be delving into the concept of a ""moratorium period."" If you've ever wondered what it is, how it works, or why it's important, you've come to the right place. A moratorium period is a crucial financial term that can have a significant impact on your loans, especially during challenging times like a pandemic or during unemployment. Whether you're a student with student loans, a homeowner with a mortgage, or a business owner with loans, understanding moratorium periods can make a world of difference in managing your finances.

आज के वीडियो में, हम ""अधिस्थगन अवधि"" की अवधारणा पर चर्चा करेंगे। यदि आपने कभी सोचा है कि यह क्या है, यह कैसे काम करता है, या यह महत्वपूर्ण क्यों है, तो आप सही जगह पर आये हैं। अधिस्थगन अवधि एक महत्वपूर्ण वित्तीय शब्द है जो आपके ऋणों पर महत्वपूर्ण प्रभाव डाल सकता है, खासकर महामारी जैसे चुनौतीपूर्ण समय के दौरान या बेरोजगारी के दौरान। चाहे आप छात्र ऋण वाले छात्र हों, बंधक वाले गृहस्वामी हों, या ऋण वाले व्यवसाय के स्वामी हों, अधिस्थगन अवधि को समझने से आपके वित्त के प्रबंधन में बहुत अंतर आ सकता है।

Chapters –
00:00 Introduction
00:31 What is a Loan Moratorium?
00:52 Moratorium during the Pandemic
01:27 Benefits of a Moratorium Period
01:38 Considerations During Moratorium
02:34 End of the Video

#loanmoratoriumperiod #loanmoratorium #loanrepayment #personalfinance #homeloans #educationloans #financialcrisis #EMIpayments #repaymentstrategy #interestaccumulation #iifl #iiflfinance

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Disclaimer
The video is intended for suggestive and general informational purposes only and is not a source of credit analysis with respect to material presented and the information in the video does not constitute an investment advice. The contents of the video are provided on an 'as is' basis with no guarantees of completeness, accuracy, usefulness or timeliness and is without any warranties of any kind, express or implied. Viewers are advised to consult with professional advisers before making any decision. IIFL Finance Limited (including its associates and affiliates) ("the Company") assumes no liability or responsibility for any errors or omissions in the content of this video and under no circumstances shall the Company be liable for any damage, loss, injury or disappointment suffered by any viewer.