Скачать или смотреть Mortgage Housing Update – October 27, 2025 🏡📊

Mortgage Housing Update – October 27, 2025 🏡📊

📉 Rates Remain Steady Ahead of the Fed Meeting This Week

📌 Current Mortgage Rates:

Freddie Mac: 6.19%

MortgageNewsDaily: 6.19% (Conventional) | 5.95% (FHA)

📅 Next Fed Meeting:
🗓 Wednesday, October 29, 2025
The Federal Reserve is widely expected to cut the Fed Funds Rate by 0.25%, bringing the target range down to 3.75%–4.00%.
📊 Key Economic Data:

Inflation: 3.0%

Unemployment: 4.3%

📰 Headlines:

Reuters: “U.S. existing home sales hit a 7-month high.”

NAR: “First-time buyers represented 30% of all homebuyers, up from 28% last month and 26% a year ago.”

💡 Fact Check – Equal Access for First-Time Buyers:
Thanks to recent LLPA (Loan-Level Price Adjustment) changes,
👉 A first-time, moderate-income buyer with a 640 credit score and 3% down now gets the same interest rate as a repeat buyer with a 780 credit score and 25% down.
✅ This is a major win for affordability and homeownership accessibility across the U.S.

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LJ
Your Local Guide to Homeownership!
127-03 Rockaway Blvd
South Ozone Park, NY 11420
(516) 218-1297
LJ Realty Team
Buy - Sell - Rent
Equal Housing Opportunity
LJ Mortgage Team Inc. NMLS# 2120286
Purchase & Refinance
NYS Registered Mortgage Broker, NYS Dept. of Financial Services.
Broker arranges mortgage loans with third-party providers.
MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER. Licensed By The N.J. Department Of Banking And Insurance, Is A Mortgage Broker And Arranges Loans With Third-Party Providers.
We Do Not Make Any Mortgage Loan Commitments Or Fund Any Mortgage Loans.
NMLS ID # 2120286 www.nmlsconsumeraccess.org