Скачать или смотреть 5 Steps to Build US Credit Before You Move! 🇺🇸💳

Are you moving to the US soon? 🏡 Here’s how to build your credit before your big move!

Establishing US credit can make financial transitions smoother. While it might seem tough to build credit from abroad, there are effective strategies that can set you up for success:

1. *Explore International Banking:* Some international banks like HSBC allow you to open US accounts before you arrive.
2. *Become an Authorized User:* Leverage the credit history of a US family member to boost your score.
3. *Use Secure Credit Cards:* Secure credit cards are a great way to start building a credit profile once you’re in the US.
4. *Apply for Credit-Builder Loans:* These loans are made for building credit and can help you secure a positive credit score.
5. *Monitor Your Credit:* Keep an eye on your credit reports from major bureaus to see how you're doing!

Understand eligibility and manage your credit responsibilities responsibly. It takes time, but you can build a solid credit foundation!

👉🏽 Tags: immigrant advice, US credit building, credit score tips, moving to USA, financial advice for immigrants, international banking, immigrant finance, credit cards, credit-builder loans, financial responsibility.


00:00 Intro
00:15 Agenda
00:26 Pre-Move Tips
00:35 Pre-Move Details
00:55 Authorized User
01:14 Secure Cards
01:28 Post-Arrival Tips
01:36 Credit-Builder Loans
01:46 Credit Monitoring
02:00 Considerations
02:05 Credit Factors
02:23 Financial Responsibility
02:37 Quiz Time
02:59 Quiz Answer
03:12 Disclaimer
03:24 Summary
03:40 Outro