Скачать или смотреть How to Use a Secured Credit Card With $200 Limit (What Is a Secured Credit Card?)

How to Use a Secured Credit Card With $200 Limit (What Is a Secured Credit Card?). Welcome to our video on how to use a secured credit card with a $200 limit.

Make full timely payments or maintain a minimum balance.
Always begin by paying your credit card bill on time and in full. Timely payments every month made in full are essential for establishing a positive payment history with a $200 limit.

Keep your credit utilization ratio low.
Endeavor to keep your credit utilization ratio low by only consuming a small fraction of your secured credit. An ideal credit utilization ratio should be below 20% for a $200 limit, thus try to keep your monthly balance below $40.

Monitor your spending.
Keep track of your spending habits to ensure that you remain within the $200 credit limit.

Live within your means.
You should live within your means and spend within a reasonable and non-extravagant lifestyle.


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