Скачать или смотреть Bank loan-இல் MCLR என்றால் என்ன? | What is MCLR rate in loans?

Bank loan-இல் MCLR என்றால் என்ன? | What is MCLR rate in loans?

🏡 Why Didn't My Home Loan Rate Drop? | Understanding MCLR and Its Impact on Your Loan Interest Rates 🏦

🎯 MCLR (Marginal Cost of Funds-Based Lending Rate) is the minimum interest rate a bank charges on loans. It’s based on how much it costs for the bank to lend money.

📉 So, when the RBI cuts the repo rate, shouldn’t my loan rate drop too?
Well, yes and no! 😅 While repo-linked loans adjust quickly, MCLR takes longer to reflect the changes and doesn’t drop as much.

💡 Pro Tip:
Check if your loan is linked to MCLR or the repo rate
Review your loan agreement for reset periods
Consider switching to repo-rate linked loans for better rates!
🔑 MCLR affects how quickly your rate adjusts, so make sure you know which one you’re on!

[tamil, finance, personal finance, loan, loan tips, home loan,repo rate, mclr, interest rate]

#HomeLoan #LoanTips #MCLR #RepoRate #InterestRates #PersonalLoan #HomeLoanInterest #TamilReels

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