WHEN DOES LIFE OR CRITICAL ILLNESS COVER NOT PAY OUT? (& HOW TO AVOID)

In today's episode, Nicola McKenzie explains common reasons life, critical illness and income protection insurers do not pay out so that you can avoid them.

We offer FREE advice on Life Insurance, Critical Illness Cover and Income Protection - don’t delay, book your FREE online consultation here now – arrange an appointment here via our website - https://bit.ly/3tSHIGJ

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• Call us for a chat on 0330 175 7504
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Start your remortgage or home moving journey today. Get in touch with us now to find out how we can make moving home a breeze.

My name is Nicola McKenzie, co-founder of Dunham McCarthy Mortgages. My team and I are dedicated to making mortgages easier for you. Whether you are a first time buyer, climbing the property ladder, investing in a buy to let or simply re-mortgaging, we have an expert on hand to take the burden off of your shoulders.

We’re an independent broker, meaning we have access to nearly every mortgage out there so we can help you get the best deal. Once our expert has matched you to your mortgage, they will stay by your side the whole way, keeping you in the loop.

Our advice is free of charge so please get in touch. It is only when you have found a property and are ready to apply for a mortgage that we charge a fee.

Our typical administration fee is £495 (We charge between £0-£245 for a remortgage). This covers the time involved in dealing with your mortgage application and supporting you through the home buying process from start to finish. This also includes complimentary homebuyers protection insurance, organising any insurances, organising your Will and recommending any professional services such as surveyors, solicitors and conveyancers.

For Will Writing & Trust advice, head to;

W: https://www.dunham-mccarthy.co.uk/ (Detailed Estate Planning Advice)
W: https://www.mylastwill.co.uk/ (Online, quick, easy and convenient solution to draft your Will)

Timestamp

00:00 Intro
02:23 Insurer's pay outs
03:52 Non disclosure
04:41 Not meeting the criteria
08:00 Suicide or self-inflicted harm
09:05 Stop paying premiums
09:36 Outro

**Your home may be repossessed if you do not keep up repayments on your mortgage**

Dunham McCarthy Financial Services Ltd is an appointed representative of Primis Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority.

#lifeinsurance #criticalillness #insurancebroker