Скачать или смотреть Bad Credit? Do THIS for 6 Months 🗓️

Bad Credit? Do THIS for 6 Months🗓️

Secured credit card for bad credit: Is it a trap or a tool? 💳🛠️ If your credit score is hurt, a secured card is your reset button. Here is the simple credit rebuild framework to use it correctly (without getting into more debt).

The 4-Step Comeback Plan:
▪️Step 1: The Deposit. You put down a refundable deposit (usually $200–$500). This becomes your credit limit.

▪️Step 2: One Small Buy. Use the card for one small thing per month. Gas. Groceries. A streaming subscription.

▪️Step 3: Watch Your Utilization. Keep your balance low.
Good: Under 30% of your limit.
Best: Under 10%.

▪️Step 4: The Golden Rule. Pay on time, every time. Set up auto-pay for the full balance so you never pay interest.

💡 Want a safer structure? If you don't want a credit card yet, check out PrimeWay's secured loans. You build credit history while your savings stay safe as collateral.

Do this for 6 to 12 months to stop guessing and start rebuilding.

#creditrepair #financialliteracy #creditscore