Скачать или смотреть All You Need to Know About Mortgages With Yael Ishakis and Yael Wise

Welcome to All You Need to Know About Mortgages With Yael Ishakis and Yael Wise! We're here to chat about all things mortgages, making it easier for you to navigate this tricky terrain.

Join us as Yael Ishakis, a top-notch mortgage broker based in New Jersey, and me Yael Wise, an experienced NJ realtor. We're not focusing solely on New Jersey, but Ishakis' local knowledge surely adds an interesting twist!

Ever wondered how to get a mortgage or how to keep up with the latest mortgage rate updates in the housing market? You're in the right place. This video is packed full of helpful info for both newbies and seasoned home buyers.

Plus, we're giving you the low-down on how to calculate a mortgage payment. It's all about making you feel confident and informed when you're crunching those numbers.

So, get comfy, grab a notebook, and join the conversation! We'd love to hear your thoughts and questions in the comments below.

Don't forget to hit that like button if you find this video helpful and subscribe to keep up with all our latest insights!

Contact me for all your real estate queries 👉 https://bit.ly/wise_yael

00:00 - Intro
00:38 - Why Interest Rates Don't Matter and Affordability Does
01:35 - PITI: Understanding the Breakdown of Monthly Mortgage Payments
03:20 - First call with Mortgage broker
04:08 - Can You Afford the Mortgage Payments? ATR Your Ability to Repay.
06:00 - Appraisal
06:25 - Title
07:55 - Advice for taking the mortgage
09:50 - Buying house with small down payment
11:45 - Grants for Mortgages
13:16 - FHA Program
14:15 - Getting Mortgage with bad credit
17:50 - Sellers Concession
18:58 - Buying Down Points
21:31 - How to make buying process smooth
23:38 - Practical advice about mortgage affordability
25:53 - Who is Yael Ishakis
28:15 - Roundup

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