HDFC Balanced Advantage Fund vs ICICI Pru Balanced Advantage Fund

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Are you confused about which balanced advantage fund to invest in? In this video, we'll compare HDFC Balanced Advantage Fund and ICICI Pru Balanced Advantage Fund to help you make an informed decision.

First, let's understand what a balanced advantage fund is. It's a type of mutual fund that invests in both equities and debt instruments, with the aim of providing moderate returns with lower volatility. These funds follow a dynamic asset allocation strategy, which means that they can increase or decrease their equity allocation based on market conditions.

Now, coming to HDFC Balanced Advantage Fund. This fund has been in existence for over 20 years and has consistently delivered good returns. Its current asset allocation is around 68% in equities and 32% in debt instruments. The fund manager uses a bottom-up approach to stock-picking and focuses on quality companies with good growth prospects.

On the other hand, ICICI Pru Balanced Advantage Fund has a shorter history of around 10 years but has also performed well. Its current asset allocation is around 65% in equities and 35% in debt instruments. The fund manager uses a top-down approach to asset allocation and focuses on identifying the right sectors to invest in.

Both these funds have a similar investment philosophy but differ in their approach. HDFC Balanced Advantage Fund focuses on individual stock-picking, while ICICI Pru Balanced Advantage Fund focuses on sector allocation.

In terms of returns, HDFC Balanced Advantage Fund has delivered slightly better returns than ICICI Pru Balanced Advantage Fund over the last 3 and 5-year periods. However, past performance is not a guarantee of future returns.

When it comes to expenses, both funds have a similar expense ratio of around 1.5%. However, HDFC Balanced Advantage Fund has a higher exit load than ICICI Pru Balanced Advantage Fund.

In conclusion, both HDFC Balanced Advantage Fund and ICICI Pru Balanced Advantage Fund are good investment options, and your choice should depend on your investment goals and risk appetite. Consult with your financial advisor before making any investment decisions.

That's it for this video, I hope you found this comparison useful. If you have any questions or comments, please leave them below.

00:00 Intro
02:09 Fund Details
05:03 Asset Allocation
07:26 Top Stocks
09:22 Returns
12:05 Risk Ratios
13:23 Debt Parameters

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