Скачать или смотреть Tax Resolution Deep Dive: Divorce, Debt & Deliverance

Divorce. Debt. IRS disputes.
For taxpayers, they’re stressful. For advisors, they’re a chance to truly make a difference. That’s why we’re bringing you a Tax Resolution Deep Dive: Divorce, Debt & Deliverance — a live event designed to help you guide clients through some of their toughest challenges.

Featuring:
👤 Patrick Wanzer, CPA, CTRC – Divorce & tax resolution specialist, author of Break-Free from the IRS.
👤 David Spence, CPA, CFP®, CLU, PFS – Retirement planning strategist & author of The Tax Pro’s Guide to Using L.I.R.P.s.

What you’ll take away:
✅ Divorce-related IRS pitfalls (and how to fix them)
✅ Smarter ways to address IRS debt
✅ Where retirement planning fits into tax resolution

00:00 – Welcome & Introduction
Dave and Patrick open the session: Tax Resolution Deep Dive—Divorce, Debt & Deliverance.

00:24 – Patrick’s Background & Firm Overview
Patrick introduces himself, his CPA/CTRC credentials, and Breakthrough Tax Resolution.

00:55 – Specializing in Taxes & Divorce
How Patrick built a niche working with family law attorneys on tax issues in divorce.

01:32 – The Client Case That Sparked the Niche
A divorce decree with impossible IRS terms shows Patrick the need for better tax-law guidance.

02:20 – Building a Divorce-Focused Tax Practice
Presentations, training, and partnering with attorneys to handle tax problems in divorce cases.

02:38 – Patrick’s Transition to Full-Time Tax Resolution
How he shifted from a general CPA firm to a dedicated tax resolution practice.

03:24 – Spinning Off Breakthrough Tax Resolution
Why Patrick and his partner created a standalone tax resolution firm.

03:45 – How Breakthrough Works With Its Sister Firm
Handling back taxes only—ongoing compliance passes back to Edgewater.

04:11 – Why Tax Resolution is Fulfilling
The intellectual challenge and problem-solving nature of the work.

04:38 – Developing Expertise Over a Decade
Earning the CTRC, writing books, speaking at conferences, and building referral relationships.

05:25 – Expanding Through Attorney Networks
Examples of cases, from payment plans to testimony and settlement language.

06:07 – One-Person Shop or Large Firm?
Patrick explains why anyone—from solo practitioners to large firms—can do tax resolution.

06:52 – Coaching, Training, and Upcoming Book
Patrick’s training work and new book: The Power of Why Not.

07:34 – Year-Round Workload in Tax Resolution
Why tax resolution provides steady work and cash flow all year long.

08:08 – Comparing Tax Season to Tax Resolution
How Patrick discovered tax resolution after his first slow off-season.

09:10 – New Book: Drop the P – From Tax Prep to Tax Rep
A guide to transitioning into IRS representation, plus master classes to come.

10:48 – Pricing: Flat Fee vs. Hourly
How Patrick prices analysis, offers, litigation support, and the pros/cons of each model.

12:00 – Handling Scope Creep & Engagements
How the firm manages flat-fee engagements and expectations.

12:33 – Using AI in a Tax Practice
Where Patrick uses AI (marketing) and where he avoids it (IRS letters).

13:32 – Tax Planning vs. Tax Resolution
Patrick describes his lane—resolution only—and how planning is referred out.

14:12 – Dave’s Background in Planning
Dave shares his 40+ years in the profession and why he moved into planning/education.

14:26 – Dave’s Webinar: How to Divorce the IRS
Overview of his free educational content.

15:30 – Why Tax Rates Are Historically Low
Dave explains past tax rate history, national debt, and why rates may increase.

16:29 – Congressional Gridlock & Debt Issues
Commentary on federal spending, political stalemates, and what may force change.

18:00 – The Case for Roth Conversions
Why Roth conversions today may avoid much higher rates tomorrow.

18:50 – When Roth Isn’t Enough: Life Insurance Retirement Plans (LERPs)
Dave introduces LERPs as a tax-free retirement strategy when Roth options are limited.

19:13 – How LERPs Work
Funding, contribution design, minimizing death benefit, and tax-free access later.

20:11 – Cost Structure & Long-Term Benefits
Why LERPs are expensive upfront but competitive over a lifetime.

21:04 – Comparing Management Fees vs. Policy Costs
How long-term expenses differ between investment accounts and LERPs.