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PCP Car Finance Explained: The Truth About Final Payments and Your Options


What Is PCP? Accountant Reveals How Dealers Lock You In (and Your Wallet)





PCP (Personal Contract Purchase) is one of the most popular car finance options—but is it the smartest?

In this clip, an expert accountant breaks down how PCP works:

How the deposit, loan amount, and final value are calculated

What your options are at the end: keep, return, or part exchange

Why car dealerships push PCP so aggressively


Whether you’re new to car financing or trying to escape an expensive trap, this video gives you a clear, no-fluff breakdown of how PCP really works.



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