Скачать или смотреть How Loan System Works in India | Rajnish Kumar (Ex-SBI Chairman) Explains Banking & Credit

In this clip, Rajnish Kumar, former Chairman of SBI, breaks down how the loan system works in India. He explains the role of banks in lending, why credit history matters, how loan approvals are decided, and why rich people often find it easier to borrow money.

From understanding risk management in banking to the importance of maintaining a good CIBIL score, this discussion provides clarity on India’s credit and lending system. A must-watch for entrepreneurs, business leaders, and anyone seeking financial knowledge.

👉 Key Highlights:

How banks decide who gets a loan

Importance of credit history & repayment record

Why the wealthy get easy access to funds

Banking risk management in lending

Tips for improving your loan eligibility

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