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🏠 Why Home Insurance Costs Are Rising in Pinecrest & Palmetto Bay

Home insurance premiums are climbing rapidly across Pinecrest and Palmetto Bay, and many homeowners are asking why. In this video, we break down the key factors driving higher insurance costs in South Florida — including hurricane risk, rising construction costs, stricter underwriting, roof age, plumbing systems, and claims history.

More importantly, we explain what insurance companies are looking at today and how local homeowners can better position their homes to remain insurable and control long-term costs.

Whether you own a single-family home or are planning upgrades, understanding why rates are rising is the first step toward lowering your insurance expenses.

🌐 For more information, visit www.choiceoneinsurance.net
📞 Or call us at 305-252-1873

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