Скачать или смотреть How to Choose the BEST Certificate of Deposit (CD) to Grow Your Money | For Beginners

Ready to grow your savings and find your next Certificate of Deposit (CD)? Today's beginner-friendly video breaks down how to find the right CD for you, at ANY time of the year. Because choosing the best CD will depend on what the banks are offering, as well as your particular deposit and chosen term period.

Learn how to evaluate your options fully, what to look out for, and tips for how to build your initial short list to compare and shop around. We'll also cover a pro-tip for getting your list started quickly using generative AI, specifically ChatGPT, so that you can get started shopping for your next CD ASAP.

For this video, we'll cover:
✅ How to find your next CD account
✅ How to evaluate terms and offerings from different institutions
✅ How to weigh your potential return when deciding
✅ Looking out for account fees and limits
✅ How to build a list of options to compare - using your current banking institution, your network, and online research
✅ BONUS - How to build a list of CD options using generative AI, specific to your requirements

00:00 Intro
00:29 Why "The Best CDs" isn't a thing
01:20 Part 1 - Your Earning Potential
02:51 Part 2 - Fees, Limits & Account Rules
04:00 - Special note on No-Penalty CDs
04:26 - Part 3 - Find a bank you're comfortable with
04:44 - How to Build a List of CD Options
05:09 - Pro Tip: Use AI to Start Comparing Options
06:04 - Wrapping Up


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Disclaimer: The information in this video is current as of the recording date and applies generally to FDIC- or NCUA-insured accounts. Always confirm details with your financial institution before opening any account. And remember—no financial product is completely risk-free; all options carry *some level of risk, even if you're someone who keeps their cash under their mattress.

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Credits - big thank you to the creators whose content made this video possible! | VIDEO Powered by Pexel: SHVETS production, Mart Production, Michelangelo Buonarroti, RDNE Stock project, Coverr, Artem Podrez, Kampus Production, Kindel Media, Mikhail Nilov, Tony Schnagl, Mikhail Nilov, fauxels. IMAGES & GRAPHICS powered by Pixabay: MissKaLem. MUSIC by Anno Domini Beats.