Скачать или смотреть 2026 Complete ₹1 Crore Wealth Blueprint 🚀 Investment, Insurance, Gold & Emergency Fund Strategy

Are you 24 years old and want to build ₹1 Crore before 35?
Want ₹50,000 monthly passive income in the future?
Confused about emergency fund, insurance, gold, and equity investing?

In this video, I explain a complete step-by-step financial planning blueprint for young professionals in India.

We cover:

✔ ₹30,000 monthly expense planning (inflation adjusted at 6%)
✔ How ₹30K becomes ₹54K in 10 years
✔ 6-month emergency fund calculation (₹3.25 Lakhs target)
✔ ₹2 Crore Term Insurance planning
✔ Family Floater Health Insurance upgrade strategy
✔ How to build a bond corpus to pay insurance premium
✔ ₹1 Crore equity corpus creation plan
✔ 100 grams gold investment strategy (12% CAGR assumption)
✔ How much SIP is required monthly to achieve all this by 2036

This is a practical Indian financial planning guide for beginners who want long-term wealth creation without confusion.

What You’ll Learn in Detail

• How to calculate emergency fund with inflation
• How to build passive income using bonds
• How to separate survival fund vs wealth fund
• How to plan gold allocation properly
• How to create a layered financial system
• How to invest monthly to reach ₹1 Crore goal

This video is especially useful for:

• Salaried employees (Age 22–30)
• Beginners in stock market investing
• People starting financial independence journey
• Anyone serious about long-term wealth building

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⚠ Important Note:

This plan includes only:

✔ Monthly living expenses
✔ Emergency fund
✔ Insurance coverage

It does NOT include:

❌ Car purchase
❌ House down payment
❌ Marriage expenses
❌ Child education planning

Those require separate goal-based SIP strategy.

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Financial planning for beginners
How to build 1 crore corpus
Emergency fund calculation India
Term insurance planning
Health insurance strategy
Gold investment India
Passive income planning
SIP calculation India
Inflation adjusted investment plan
Wealth creation strategy India

#Hashtags: #FinancialPlanning #1CroreGoal #EmergencyFund #TermInsurance #HealthInsurance #GoldInvestment #PassiveIncome #SIPInvestment #StockMarketIndia #WealthCreation #PersonalFinanceIndia #MoneyManagement


Timestamp:

00:00 Intro
00:19 What's Inside?
01:06 Importance of Insurance
03:49 Family Float Insurance
05:56 Medical + Term
06:50 Increment in Insurance
07:25 Bond + Insurance
08:42 1 Cr Goal
09:36 Real Scenario
12:55 Important Scenario
14:15 Covered & Not Covered
16:28 Conclusion

Hi friends! I’m VJ Dhana, a financial content creator based in Chennai, originally from Tiruvannamalai. I come from an engineering background and work as a digital marketing expert. My goal is simple — to make every Tamil-speaking individual financially aware and confident in understanding the share market.

On this channel, you’ll find detailed Tamil-language videos on the stock market, business news, IPO reviews, mutual fund insights, economic breakdowns, and investment strategies — just like your mini Mint or Economic Times, but simplified and made for the common man.

#VJDhana #TamilFinance #ShareMarketTamil #TamilStockMarket #InvestmentTipsTamil #ChennaiCreator #Tiruvannamalai #TamilBusinessNews #IPOTamil #MutualFundsTamil #DigitalMarketingExpert #EngineeringToFinance #FinancialAwarenessTamil #TamilInvestors #StockMarketEducation #MiniMintTamil #EconomicTimesTamil #TamilFinanceYouTube #TamilMoneyTalks #WealthInTamil #Goldrate #chennaigoldrate