Скачать или смотреть The $50 Million Retirement Trap: Is Your 401k Actually a Legal Scam?12

Imagine working for forty years just to realize your retirement fund has a hole in the bottom3. It is not a glitch; it is a legal reality called revenue sharing45. This industry secret makes your plan look free while actually bleeding you dry through hidden expense ratios67. A tiny two percent fee sounds like nothing, but it can actually eat half of your entire nest egg28. One major company just got slapped with a $50 million penalty for misleading over a million teachers1. They were allegedly reporting zero dollars in fees while charging massive undisclosed amounts9. Now, a massive class action lawsuit is kicking down the courtroom doors to get justice1011. It turns out your fiduciary might be following a luxury vehicle logic for what is actually a basic commodity service1213. Even the courts are arguing over whether you should even be allowed to sue in the first place214. Some judges think you get what you pay for, but scholarship shows that is a total myth1516. In fact, paying more for retirement services usually means getting much less in the end1718. One teacher found her $107,000 contribution barely grew while the market was absolutely booming19. It was calculated that her return was better than a mattress but only just20. We are uncovering why your HR department might be letting junk fees run wild in your account821. The Department of Labor is watching, but you are the primary enforcement mechanism for your own money2223. If you do not check your statement today, you might be funding someone else's retirement instead of your own624. But there is one specific term on your quarterly statement that reveals the truth about your savings2526.