Скачать или смотреть Renting vs Buying a Home: The Math Nobody's Talking About in 2026

We’re told “renting is throwing money away.” In 2026, that advice can be dangerously outdated. We've been led to believe that renting is a waste, but in today's market, buying a home might actually harm your net worth. This video breaks down the true cost of owning a home, including the hidden costs of buying a home that often go overlooked. By examining the real numbers, we'll explore why renting vs buying a home can be a smarter path to financial prosperity and effective personal finance. We introduce the "5% Rule," a simple formula used by financial analysts to calculate whether renting or buying is the smarter financial move for your specific market.


0:00 The Renting vs. Buying Myth
0:44 Why Old Advice Doesn't Work in 2026
2:14 Unrecoverable Costs Explained
3:07 The 1% Rule for Maintenance
3:52 Opportunity Cost: Housing vs. Stocks
5:29 The 5% Rule Calculation
6:45 The Hidden Advantage of Agility
7:43 The "Gap" Strategy: How Renters Win
9:11 Housing is Consumption, Not Investment


Sources: ✅ PensionCraft: Buy or Rent a House? ✅ Investopedia: Renting vs Buying in 2025 ✅ Econ Soapbox: Renting Is Not Throwing Money Away ✅ OwnRight: The 5% Rule Explained

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⚖️ Disclaimer: This video is for educational and informational purposes only and does not constitute financial advice. Everyone’s situation is different—consider speaking with a qualified financial professional and/or your financial advisor before making financial decisions.
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