Скачать или смотреть Unlawful recovery harassment by the IDFC First Bank Collection Manager Mithu Gupta and his team .

This video documents and explains a recovery visit conducted by an agent claiming to be sent by IDFC First Bank. It highlights how recovery visits are carried out, what borrowers should be aware of during such visits, and the legal boundaries within which banks and their recovery agents are required to operate.

The video discusses:
• What a recovery visit legally means
• Whether recovery agents are authorised to visit a borrower’s residence
• RBI Fair Practices Code and recovery-agent conduct guidelines
• Common violations during field visits, including intimidation, misrepresentation, and third-party disclosure
• The rights of borrowers during recovery visits
• What borrowers should do if a recovery agent crosses legal limits

This video is intended purely for awareness and educational purposes, to help borrowers understand their rights and respond lawfully and calmly to recovery pressure. No advice in this video should be construed as encouragement to default or evade lawful repayment.

If you or someone you know is facing harassment, coercive recovery tactics, or unauthorised visits, this video will help you understand the correct legal position and available remedies.

Subscribe for more borrower-rights awareness, debt recovery law explanations, and settlement-related guidance under Indian banking and RBI regulations.
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