Скачать или смотреть XRP NEWS TODAY: Tom Lee’s $664 XRP Prediction Shocks the Market

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"In a market fueled by emotion and noise, we thrive on data and composure."
Today, Tom Lee’s $664 XRP projection has jolted the market, forcing a serious conversation about whether XRP is being valued as a speculative token—or as future financial infrastructure.
"While the retail crowd is reacting to the headline number, we are dissecting the underlying capital flow assumptions."
"In this briefing, we decode:"
Tokenized TAM vs Market Cap: The $1 quadrillion figure is not a prediction of crypto’s total market cap—it represents the potential volume of real-world assets migrating on-chain. This reframes XRP not as a meme-driven asset, but as settlement infrastructure positioned to facilitate tokenized bonds, equities, and cross-border liquidity at scale.
The $664 Price Math: Under an ultra-bullish scenario, a $1 quadrillion tokenized ecosystem with XRP capturing 4% dominance implies $40 trillion in network value. Divided by approximately 60.2 billion circulating tokens, the theoretical outcome approaches $664 per XRP—purely as a function of settlement share and velocity assumptions.
The Critical Assumption Stack: This thesis stands on three fragile pillars: global tokenization must accelerate meaningfully, XRP must sustain roughly 4% of total settlement flows, and effective circulating supply must remain near 60 billion tokens. If any layer weakens, the valuation compresses rapidly.
Institutional Infrastructure Shift: Major financial institutions and market operators are actively exploring tokenized settlement rails, signaling an efficiency-driven structural shift rather than speculative hype. The focus is on reducing idle capital, streamlining reconciliation, and modernizing cross-border liquidity mechanics.
Adoption Pressure Points: Structural inefficiencies in cross-border payments, evolving regulatory clarity frameworks, and ETF packaging decisions—such as the SEC’s upcoming review of multi-asset crypto baskets including XRP—represent tangible catalysts that could determine whether this projection remains theoretical or begins translating into measurable adoption.

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