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The Scapia Federal Bank Credit Card is the ultimate travel companion! 🌍✈️
In this detailed review, we deep dive into all the benefits, from the zero forex markup and unlimited airport lounge access to the lucrative rewards program. Is this the best travel credit card for you? Watch to find out!
​The Scapia Federal Bank Credit Card is a co-branded card designed for frequent travelers in India. Its standout features include a lifetime free offering with no joining or annual fees, making it a highly attractive option.
​One of the most significant advantages is the 0% forex markup on international transactions, a massive saving for anyone who travels abroad. The card's rewards system, earning "Scapia Coins," is straightforward and rewarding, with an impressive 4% back on travel bookings made through the Scapia app. You also get a solid 2% reward rate on all other online and offline spends.
​For domestic travelers, the unlimited complimentary airport lounge access is a game-changer. Just meet the simple monthly spending requirement (e.g., ₹10,000) to unlock this premium benefit.
​While the card is fantastic for travel, it's important to understand the redemption process. Scapia Coins can only be redeemed for travel bookings via the Scapia app, which may limit flexibility compared to other cards. Additionally, while the zero forex markup is a huge plus, remember that you won't earn any reward points on those international spends.
​Eligibility:
Applying for the Scapia credit card is a simple, paperless process. You typically need to be a salaried or self-employed Indian resident, with a minimum annual income of ₹5 Lakh or a gross monthly salary of ₹42,000.
​Final Thoughts:
Overall, the Scapia Federal Bank Credit Card is a top-tier choice for anyone looking for a no-fuss, no-fee card that delivers exceptional value on travel. It's especially perfect if you prioritize zero forex and airport lounge benefits and are comfortable with the app-based travel redemption system.
​What are your thoughts on the Scapia credit card? Do you use a different travel card? Let me know in the comments below!
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