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TCS Gratuity Payment Revealed 😱 Amazing Up to 20 Lakhs 🔥 | Complete Explanation

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In this video, I break down how the Gratuity policy works inside TCS and how an employee can receive a huge amount — even up to ₹20 lakhs — as a part of their long-term service benefits.

Gratuity is one of the biggest financial rewards for employees who stay long-term in a company. But many people don’t know how it is calculated, when it is paid, eligibility rules, tax impact, and how you can maximize your amount.
In this video, I’ve explained everything in a simple and practical way based on how TCS handles gratuity payments for its associates.

⭐ What You’ll Learn in This Video

✔ What is Gratuity?
✔ How TCS calculates gratuity for its employees — with examples
✔ How your Basic Salary affects your Gratuity
✔ Formula to calculate Gratuity amount
✔ Realistic calculation — how people reach ₹10–20 lakhs
✔ Eligibility rules (5 years)
✔ Tax exemption limits in India
✔ When gratuity is paid — resignation, retirement, death cases
✔ Why staying long-term in TCS becomes financially beneficial
✔ Common misconceptions about Gratuity
✔ Tips to maximize your Gratuity payout

🧮 Basic Formula (Explained in the Video)

Gratuity = (15/26) × Last Drawn Basic Salary × Number of Years of Service

This is why people who spend 15–20+ years at TCS with a growing Basic Salary can easily reach ₹15–20 lakh+ gratuity amounts.

💼 Why TCS Gratuity Is a Big Advantage

Strong increments over long-term

Employees with 10–20 years get a massive benefit

Tax-free component up to government-defined limits

Helps in financial planning, retirement, and stability

TCS being one of the largest employers, follows a structured, transparent policy

If you’re a TCS employee or planning to join TCS, this video will give you complete clarity on how your gratuity grows year by year and why it is one of the most powerful financial benefits.

📌 Don’t Forget to Watch Till the End!

The last section contains important tips on maximizing the gratuity amount and avoiding common mistakes.

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