Скачать или смотреть A New Online Payment Platform with AI Agents? E-commerce Changes Are Coming!

A New Online Payment Platform with AI Agents? E-commerce Changes Are Coming!

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A new startup, Lava Payments, aims to take on payment giants by building a solution for the modern web where AI agents now handle transactions for their customers.

The idea came to founder Mitchell Jones after he left his earlier Y Combinator-backed fintech startup, Lent Table, as he began to experiment with AI.

He saw the potential to build out a system that would make using AI and agent payments simpler and more developer-friendly.

While experimenting with an AI app and trying to build what he thought was something simple, he realized he quickly spent more than $400 trying to build a basic form-filling agent.

Lava is a digital wallet that lets merchants use usage credits to facilitate transactions.

The idea is that one set of credits working across merchants and services makes it easier for autonomous agents to make payments without needing human intervention.

a merchant can enable the Lava wallet for their customers to use and upload, credits, money too.

Once a customer does that, they can take that money and use it at any merchant that also accepts Lava and any of the foundational models, like GPT and Claude, on a pay-as-you-go basis, Jones said.

So, rather than having to pay for each tool, a user buys a one-time usage credit that AI agents can simply charge as they perform various tasks.

No more asking the user to approve transaction after transaction.