Скачать или смотреть Why is UPI Free? (The Hidden Cost) 💸📱

Nothing in finance is truly free. So, who pays for your UPI? 💸🤔

When you swipe a Credit Card, the shopkeeper pays a 2% fee to the bank. But when you scan a QR code, the transaction is Zero cost. How is this possible?

In this episode of The Decoder Desk, we analyze the economics behind India's Digital Revolution. The cost of maintaining servers and security is huge. This cost is usually covered by something called MDR (Merchant Discount Rate). However, to boost Digital India, the Government has implemented a Zero MDR Policy for UPI.

What we decode in 60 seconds: ✅ What is MDR (Merchant Discount Rate)? ✅ Why Credit Cards charge money but UPI doesn't. ✅ The Government subsidy keeping digital payments free.

👇 Question for you: If UPI started charging 1% per transaction, would you go back to cash? 💵 Tell me in the comments!


How does UPI work,
why is UPI free in India,
what is MDR charge,
Credit Card vs UPI charges,
Indian economy facts,
NPCI business model,
The Decoder Desk.