Скачать или смотреть How Do Occurrence And Claims-Made Policies Differ?

Navigating the world of insurance can be complex, especially when comparing different policy structures. This video breaks down the crucial distinctions between occurrence and claims-made insurance policies, ensuring you understand which type best fits your needs.

Understanding these differences is key to proper coverage:
► Occurrence policies cover incidents that happen during the policy period, regardless of when the claim is filed.
► Claims-made policies cover claims that are reported while the policy is active, even if the incident occurred earlier.
► Each policy type offers distinct advantages and disadvantages depending on the nature of the covered risk.
► Key factors like retroactive dates and extended reporting periods (tail coverage) are unique to claims-made policies.
► Choosing the right policy impacts your long-term liability and financial protection.


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