Скачать или смотреть Your Financial Bill of Rights: Understanding FCRA, HMDA, and TILA

In this video, we explore three of the most powerful consumer protection laws in U.S. finance — the Fair Credit Reporting Act (FCRA), Home Mortgage Disclosure Act (HMDA), and Truth in Lending Act (TILA) — together known as your Financial Bill of Rights.
These laws are the foundation of fair lending, credit transparency, and consumer empowerment. You’ll learn:
💳 FCRA — How your credit data is collected, shared, and corrected
🏠 HMDA — How mortgage lenders report data to ensure fairness and transparency
📄 TILA — How lenders disclose loan terms so you can make informed decisions
We’ll break down what each law does, who enforces it, and how they work together to protect borrowers, lenders, and the financial system as a whole.
🎯 Perfect for:
Mortgage Loan Originators (MLOs) preparing for the NMLS SAFE Exam
Financial professionals and compliance officers
Anyone who wants to understand their rights as a borrower
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