Скачать или смотреть UK Mortgage Update, Nov 2025 | Rate Cuts | House Prices | Halifax Expands FTB Boost to Self-Employed

UK Mortgage Update - Nov 2025 | Rate Cuts | House Prices | Halifax Expands FTB Boost to Self-Employed | Midlands Market Insight

Welcome back to the Monday Morning Mortgage Market Update.

In today’s video we cover:
• Rate cuts from Nationwide, Halifax, NatWest & Virgin
• New average mortgage rates
• Latest UK house price data (Halifax & ONS)
• The major Halifax update for self-employed first-time buyers
• What this means for the East Midlands housing market
• Whether now is a good time to remortgage

📉 Average mortgage rates (end Nov 2025):
• 2-year fixed: 4.36%
• 5-year fixed: 4.39%

🏡 House Prices:
Halifax (Oct): +0.6% monthly
ONS (Sept): –0.6% monthly, +2.6% annually

🔥 Policy update:
Self-employed first-time buyers now qualify for Halifax’s First Time Buyer Boost. This is a significant affordability improvement.

If your fixed rate ends soon, or you’re thinking about buying, this update will help you make an informed decision.

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Protection policies are subject to terms and conditions. Always seek professional advice before making financial decisions.