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How to Do a Cash Advance on an PSBank Credit Card?

To perform a cash advance using your PSBank credit card, visit any ATM that accepts your card network (e.g., Visa, Mastercard). Insert your PSBank credit card and enter your four-digit Personal Identification Number (PIN). If you don't have a PIN or have forgotten it, you must contact PSBank customer service to request one, as it's essential for ATM cash advances. From the ATM menu, select the "Cash Advance" or "Withdrawal" option. You will then be prompted to enter the desired amount. Ensure the amount is within your card's daily and overall cash advance limits, which are typically lower than your total credit limit. Confirm the transaction, and the ATM will dispense the cash. Remember to retrieve your credit card. Be aware that cash advances are subject to immediate fees, usually a percentage of the amount withdrawn or a flat fee, whichever is higher. Furthermore, interest begins accruing from the transaction date with no grace period, often at a higher rate than regular purchases.

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