Setting Frugal Financial Goals for 2021 (Even on a Low Income)

An end of the year financial check-up begins with a budget review and ends with projecting your expenses for 2021 (or next year). Since 2020 has been an unusual and rough year, a budget recap may seem like an unnecessary evil, it is actually incredibly important. When you total up your yearly spending, you can figure out what worked (and what didn't), change (or add to) your budget categories, and discuss frugality, financial decisions, and paying off debt with your partner or spouse.

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○ "5 Steps to Managing Unexpected Expenses":    • 5 Steps to Managing Unexpected Expenses  

○"11 Simple Daily Frugal Habits That Will Help You Save Money":    • 11 Simple Daily Frugal Habits to Help...  

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We're Hope and Larry and we raised our four sons, debt-free, including paying cash for our home (when our salary averaged less than $40,000). For tips on saving money, budgeting, paying off debt, and setting goals (while living with a spirit of joy and abundance), subscribe to us here on YouTube and visit us at our website and on social media.


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