Скачать или смотреть 'Investing Versus Running Businesses' Debate: India's Next-Gen Business Leaders Pick Their Side

Indian banking is undergoing a seismic shift driven by digitisation, UPI, Aadhaar, and changing consumer expectations, said Jay Kotak, Co-Head of Kotak 811 and Senior Vice President of Conglomerate Relationships at Kotak Mahindra Bank at the News18 Rising Bharat Summit 2025. Kotak also responded to a recent comment by Uday Kotak, founder and former CEO of Kotak Mahindra Bank, and Jay’s father, who noted that many heirs of family businesses today prefer managing investments rather than running operational businesses. Emphasising the need for the next generation to be more hands-on, Jay Kotak said, “Where India is today, the next generation should lean towards operating."

Shashwat Goenka, Vice Chairman of the RP-Sanjiv Goenka Group, offered a more nuanced perspective, arguing that operational leadership and strategic investment can go hand in hand. “It’s not either-or — you can do both," he said. Goenka emphasised that while it is important to be actively involved in operational roles to stay connected to customers, supply chains, and markets, it is equally crucial to strategically invest and grow family wealth.

Lavanya Nalli, Vice Chairperson of the Nalli Group of Companies, reflected on her experience as the first woman from her family to join the business. She emphasised that having a choice to operate or not is a positive change.

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