Скачать или смотреть Do I get earnest money back if my mortgage falls through

Picture this: you’ve found the home you love, put down your earnest money, and you’re counting the days until closing. Then—life happens. Your mortgage falls through. 😬

So… do you get that earnest money back?

Here’s the truth: it all comes down to what’s in your contract.

✅ If something pops up in the inspection, appraisal, title, or mortgage approval—you’re usually protected. That means your earnest money can come back to you.

❌ But if you miss deadlines or simply change your mind, that money may stay with the seller.

Think of earnest money as a sign of good faith—it’s safe when the process plays out as planned, but risky if things get off track.



💬 Curious what this would look like for your situation? Drop a 🏡 in the comments and let’s chat through it.



— Rob, proudly serving Madison City and neighboring communities as your friendly, local mortgage broker

#HomeownershipJourney #MortgageTips #SmartHomeBuying #MortgageMadeEasy #YourMortgageExpert #MortgageAdvisor #RealEstateAdvice #HomeJourney #FindTheRightFit #HouseHunting #DreamHomeGoals #home #house #preapproved #smartmoney #realestate #mortgage #themoreyouknow #dreamhome #provisor #veteransamerica #homeowner #househunting #newhome #madcityhomeloans #madisonmortgage #wisconsinmortgage #nmls