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🏡 Mortgage rates dropped to 6.15% - the lowest of 2025! But should you wait for rates to drop even more before buying?
In this short, we break down:
✅ Current mortgage rate trends
✅ What the Fed's 2026 plans mean for homebuyers
✅ Why waiting might cost you MORE money
✅ 6 smart strategies to buy affordably TODAY
💡 Key takeaway: Home prices are rising faster than rates are falling. Lower rates = more competition = higher prices. The best time to buy is when YOU'RE ready.
📊 The numbers:

30-year rate: 6.15% (down from 6.91% in Jan 2025)
Median home price: $410,800 (nearly doubled since 2009)
Fed rate cuts planned for 2026: Just 1

🔑 Smart buyer strategies:

Explore overlooked neighborhoods
Consider fixer-uppers (FHA 203k loans)
Look at condos for affordability
Choose 15-year mortgages for lower rates
Use rate buydowns
Rethink your commute

Don't wait for perfect conditions that may never come. Start building equity today! 💪
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💬 Comment: Are you buying now or waiting?
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