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The 50:30:20 Rule for a Happy Financial Life!

Neenga “salary vanthuruchu, aana enga ponaa?” nu daily polamburenga 😅?
Appo indha video ungalukku dhaan!
In this video, I’ll explain the famous 50:30:20 Rule — the simplest and smartest way to manage your income and live peacefully.

💡 What is the 50:30:20 Rule?

It’s a simple budgeting formula to balance your life — created to help you spend wisely, enjoy freely, and still save for your future.

📊 According to the rule:

50% of your income → Needs 🏠 (Food, Rent, Bills, Travel)

30% of your income → Wants 🎮 (Entertainment, Shopping, Vacations)

20% of your income → Savings / Investments 💰 (Mutual Funds, FD, SIP, etc.)

💬 Example Scenario:

Let’s say you earn ₹1,00,000 per month.
➡️ ₹50,000 – For needs like rent, groceries, transport.
➡️ ₹30,000 – For personal wants like weekend trips, movies, Netflix 🍿.
➡️ ₹20,000 – For investment (Mutual Funds, PPF, SIPs, Gold).

Ithula dhaan nalla balance.
Appadi panni kaasu manage panna, future la stress illa life-a enjoy panna mudiyum. 🌿

🤔 Why It’s Important:

Indha formula follow panna:

Salary month-end varaikum podum 😅

Emergency-la savings irukkum 💪

Mind peace guaranteed 🧘‍♂️

Namba 50:30:20 rule na life ku “budget GPS” maari work aagum.
Appo namba kasu enga pogudhu-nu theriyum, and namba financial freedom pathil pogalaam. 🚀

🧠 Pro Tip:

Don’t wait for extra salary to start saving.
Start with this simple rule — it’s not about how much you earn, but how you manage what you earn.

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