Скачать или смотреть UPI Is Free, Then How Do They Earn money? 🤯 | Secret Business Model Explained.

💡 UPI is free for users… but have you ever wondered how apps like PhonePe, Google Pay, and Paytm earn crores from it?

In this short video, discover the hidden business model behind India’s top UPI service providers and how they turned a free service into a billion-rupee empire.

📊 UPI Market Share (April 2024):

PhonePe: 49% – ₹2,914 Cr profit

Google Pay: 37.6%

Paytm: 8.3% – ₹2,130 Cr profit

💰 Revenue Sources Include:
1. User data monetization
2. Advertising inside apps
3. Merchant transaction charges
4. Commission from insurance, loans & mutual funds
5. Investment services and bill payments

This is the side of UPI no one talks about — and it will blow your mind! 🔥

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