The Easy Way To Remove Closed Account From Your Credit Report in 45 Days

Описание к видео The Easy Way To Remove Closed Account From Your Credit Report in 45 Days

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CFPB Writeup
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Dec 1, 2023, I looked at my report. I sent a letter to experian on Dec 2 asking them to reinvestiagate these accounts: cap 1234, and here is my tracking number: 1234

Jan 3 2024 they sent me their invetagtion and said these accounts are complete and accurate.

I looked at my report and noticed everything is still the same.. and according to 15 USC 1681i 5 they are suppose to do this (5)Treatment of inaccurate or unverifiable information
(A)In general
If, after any reinvestigation under paragraph (1) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or cannot be verified, the consumer reporting agency shall—
(i)promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and
(ii)promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer.

and according to 15 USC 1681eb they are supposed to ensure this (b)Accuracy of report
Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates.

and according to 15 USC 1681s-2 this is suppose to happen (b)Accuracy of report
Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates.

Experian really did not reinvestigation they lied on an offical document saying they did something they did not do

and I have evidence to prove my case

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