Скачать или смотреть Fixed vs Variable Rates 2026: Smart Home Loan Strategy

With the RBA expected to move rates higher, many investors are asking whether fixed rates belong in their property investing strategy. This episode breaks down how fixed rates work, when they can be worth paying a little extra upfront, and how to hedge interest rate risk by splitting loans. You’ll also learn about rate lock fees, break costs, and how smart loan structuring can support long-term cash flow and wealth strategy. A practical finance discussion for anyone managing a mortgage in a changing market.

🎥Chapters:
00:00 - Introduction
02:54 - Why fixed rates “are fixed… until they aren’t”
03:20 - RBA outlook + banks lifting fixed rates
04:09 - The risk of fixed-rate expiry and repayment shock
07:52 - Split loans: fixing part to hedge interest rate rises
12:05 - Rate lock fees: protecting the rate before settlement
13:56 - Break costs: the hidden cost of exiting fixed early

📢 Connect with the 6-Star Team: Book a chat with our advisory team to stop postponing your future: https://positivere.events/learn-to-in...