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📸 Interest Subsidy for New Color Lab Service Units in Gujarat
Are you planning to start a Color Lab service in Gujarat? Here's great news for you! The Gujarat government offers an attractive interest subsidy for new service enterprises like Color Labs, helping you reduce your cost of finance and making your business more viable.
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✅ Eligibility Criteria
1. New MSME Service Unit:
o Only new units providing services listed in Annexure A & B (which includes Color Labs) are eligible.
o Must be registered as an MSME on the UDYAM portal.
2. Loan Purpose:
o Subsidy is applicable only on Term Loans taken for:
 New machinery
 Equipment
 Furniture and fixtures
o Land and building costs are not eligible.
3. Applicable Sectors:
o Your Color Lab unit must fall under one of the listed eligible service categories, as per Annexure A/B.
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📍 Area-Wise Interest Subsidy Rates
📍 Category 1 Talukas:
• 7% Interest Subsidy
• Maximum: ₹35 lakhs per annum
• Duration: 7 years
📍 Category 2 Talukas:
• 6% Interest Subsidy
• Maximum: ₹30 lakhs per annum
• Duration: 6 years
📍 Category 3 Talukas & Municipal Corporation Areas:
• 5% Interest Subsidy
• Maximum: ₹25 lakhs per annum
• Duration: 5 years
(Click here to get Category-wise classification of Taluka)
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🎯 Additional Interest Subsidy
Eligible units may receive an additional 1% interest subsidy if:
• They are registered Startups (recognized by DPIIT, GoI or Gujarat Govt).
• Owned 100% by:
o Women Entrepreneurs
o Differently-abled Entrepreneurs
o Young Entrepreneurs below 35 years (based on birth certificate or school leaving certificate).
🚨 In all cases, the enterprise must bear a minimum of 2% interest.
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📝 Documentation & Compliance Requirements
To avail the subsidy:
1. Mandatory Registrations:
o UDYAM (MSME)
o GST (unless exempted)
o Shop & Establishment (if in Municipal area)
o Service Tax (for service-based activities)
2. Employment Requirement:
o Minimum 10 persons must be employed.
o Minimum 85% of total employment and 60% of managerial staff should be local residents.
3. Loan Eligibility:
o Must be sanctioned and disbursed by banks or financial institutions governed by RBI guidelines.
o NBFCs are not eligible.
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🕒 Time Limit & Application Procedure
• You must apply for interest subsidy within 1 year from:
o Date of first loan disbursement, or
o Date of commercial production/service start, whichever is later.
• Delay in application will reduce the subsidy period accordingly.
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🔁 Other Key Guidelines
• If the unit becomes a defaulter in repayment, the default period will be deducted from the eligible subsidy period.
• No subsidy on penal interest or bank charges.
• If you're availing a Central Government subsidy, the total subsidy (Central + State) cannot exceed the actual interest paid.
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💡 Summary for Color Lab Entrepreneurs
If you're planning to start a Color Lab, this scheme offers a golden opportunity to reduce your interest burden and ease your financial load. Make sure to:
• Plan your investment strategically
• Choose the right location for higher subsidy
• Ensure timely application and compliance
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📌 Final Note
This subsidy not only encourages self-employment and entrepreneurship in Gujarat but also supports the service sector to grow with minimal financial pressure.
If you're interested in launching a Color Lab or any other service unit, get in touch with a project finance expert to make the most of this scheme.
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🔗 Need Expert Help?
book your consultation At Adroit Corporation, we help you:
• Understand eligibility
• Apply for interest subsidies
• Prepare project reports
• Get financial closure for your new venture
📧 Email: [email protected]
📞 Call: 7203010101 or 8734010101
🌐 Visit: www.adroitcorporation.in

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