Скачать или смотреть Crypto.com Ruby Steel Visa Card : Test & Review (Is this reliable? Benefits, Cons, Score...)

DISCLAIMER:
The information presented in this video is provided for informational purposes only and reflects my personal opinion. While I strive to share accurate information, it is possible that this video may contain inaccuracies or errors. This information does not constitute financial advice or official recommendations. I strongly encourage you to verify directly with the bank or financial institution in question to obtain up-to-date and accurate information. Banking conditions, offers, and features can change, so it is essential to consult official sources for the most recent details.

WARNING:
Please note that the information shared in this video may change at any time, and it is possible that it contains errors or inaccuracies. To get the most accurate and up-to-date information, I recommend consulting the bank’s website or contacting their customer service directly. My opinion is based on the data available at the time this video was made and should not be considered a definitive source. Always verify with official sources before making any decisions.

The Crypto.com Ruby Steel Visa Card is a mid-tier offering that combines cryptocurrency integration with traditional financial services. To acquire this card, users must stake approximately €350 worth of CRO tokens for a period of 180 days. In return, cardholders receive a 1% cashback on all purchases, with rewards paid in CRO tokens. Additionally, during the first six months, the card offers a monthly reimbursement for Spotify subscriptions, up to $13.99 per month. The card features a sleek metal design and can be topped up via bank transfers, other credit/debit cards, or the Crypto Wallet. It is accepted at all Visa acceptance points worldwide, providing broad usability.

However, the card has certain limitations. The 1% cashback rate is modest compared to higher-tier Crypto.com cards, which offer more substantial rewards. The monthly ATM withdrawal limit is €400; exceeding this incurs a 2% fee on additional withdrawals. After the initial six months, the Spotify reimbursement benefit expires, reducing the card's ongoing perks. For non-EUR and non-GBP transactions, a foreign transaction fee of 0.2% applies within the EU and UK, and 2% outside these regions.

In conclusion, the Crypto.com Ruby Steel Visa Card offers a blend of cryptocurrency integration and traditional financial services, appealing to users seeking modest cashback and specific perks like Spotify reimbursement. However, the staking requirement and limited benefits compared to higher-tier options may deter some potential users. Considering its features and limitations, this card is rated 7 out of 10.

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