Скачать или смотреть FHA Is NOT The New Subprime | JVM Explains

There’s a ton of misleading information circulating about FHA loans, foreclosures, immigrants, and institutional investors — and it’s causing unnecessary fear among homebuyers. In this video, we break down the most viral myths using real numbers and clear analysis.

Here’s what we cover:

✅ Myth #1: Institutional investors are driving up home prices
Small landlords own most investor-held homes — large institutions own just 2.2% of single-family properties, far too little to move national prices.

✅ Myth #2: Immigrant FHA buyers were pushing the market higher
The viral chart was wildly misleading. Immigrant FHA buyers made up roughly 1% of the entire market — nowhere near enough to influence pricing.

✅ Myth #3: FHA today is “the new subprime”
Not even close. FHA requires full documentation, owner occupancy, job history, and down payments — nothing like pre-2008 subprime lending.

✅ Myth #4: Foreclosures are “surging”
A “20% increase” sounds scary until you realize it’s from record-low levels. Foreclosures remain far below 2019 — and dramatically below 2014–2015.

The truth: Bad charts and out-of-context headlines are creating fear that isn’t supported by the data — and many buyers are sitting on the sidelines because of misinformation.

At JVM Lending, we break down the real numbers and provide expert, data-driven guidance so you can make confident decisions in today’s market.

Read the full blog here:
https://www.jvmlending.com/blog/no-fh...

👉 Have questions or want clarity on FHA, the market, or financing options?
Reach out to JVM Lending. We’re here to help you move forward with confidence.

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