Скачать или смотреть Asked ChatGPT Can Google Wallet Apple Pay Zelle and So On work on TextNow?

The video investigates whether Apple Pay, Google Pay, Zelle, and buy now, pay later (BNPL) apps like Afterpay and Klarna work on TextNow's Free Flex data plan. The host uses ChatGPT to get insights into the compatibility of these services.

Here's a breakdown of the findings:

Apple Pay and Google Pay/Wallet (1:57-4:46):
ChatGPT couldn't find definitive official support or blocking statements from TextNow.

It's likely possible to add cards and use them for many transactions, especially those requiring internet verification, as the Free Flex plan supports banking apps and secure internet traffic (3:30-4:25).

However, some features might be limited, and there's a risk of throttling or blocking if TextNow considers them non-essential (4:27-4:46).

User reports are not solid or verified to confirm full functionality, although TextNow's documentation lists banking apps as supported (5:36-6:23).

Potential obstacles include card setup/verification issues, background secure network access, offline NFC transactions requiring periodic checks, and SMS capabilities (7:06-8:16).
Overall, partial functionality is possible, but full reliability is uncertain (8:39-9:17).

Zelle (9:39-12:01):
If Zelle is built into your bank's app, it should work on the Free Flex plan because banking apps are whitelisted by TextNow (10:59-11:14, 11:48-11:53).

The standalone Zelle app is less certain and might be blocked unless on Wi-Fi, as it's not on TextNow's official essential app list (11:15-11:23, 11:56-12:01).

SMS verification for Zelle setup usually works, but some banks may not accept VoIP numbers (11:26-11:41).

Afterpay and Klarna (Buy Now, Pay Later apps) (16:18-23:55):

TextNow's Free Flex plan does not explicitly list shopping, payment plans, or BNPL apps like Afterpay in its essential categories (16:41-16:54, 21:16-22:01).

The Afterpay app itself is likely not supported directly on Free Flex data and probably needs Wi-Fi or a paid data pass (17:36-17:44, 23:27-23:31).
However, managing payments through your bank app that's connected to Afterpay should work fine, as banking apps are whitelisted (17:44-17:49).

While BNPL apps share similarities with supported financial apps in needing secure connections, their specific category inclusion and potential SMS/card setup requirements pose risks (19:51-21:52). User reports confirming Afterpay functionality on Free Flex were not found (21:46-21:52).

The speaker concludes that Apple Pay, Google Pay Wallet, and Zelle (within bank apps) will technically work on the Free Flex data plan, but with limitations (12:19-12:30, 26:15-26:23). He encourages users to experiment by setting up these services on Wi-Fi, then turning off Wi-Fi and attempting to use them for tap-to-pay transactions at various merchants (28:11-28:42). He emphasizes the importance of user feedback on real-world experiences (28:56-29:00).

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