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Should I Add My Child As An Authorized User On My Credit Card - Pros and Cons ( 850 Credit Score )
In this day and age, having established credit history and a good credit score is an important part of being financially independent. As parents start to teach kids about responsible money management, credit cards should be part of that conversation. But how can you help give your children a leg up on building a credit history while teaching a lesson in financial responsibility? It might be as easy as adding them to your credit card account as authorized users.
There’s no standard time or age where you should add children as authorized users on your credit cards, but it’s important to weigh the pros and cons to see if your child is ready and could benefit from it. By adding your kids as authorized users to your credit cards (depending on their age and the issuing bank), they will thank you when they’re older and have an easier time applying for their own card when the time comes.