Скачать или смотреть H-Bank — On-Chain Neobank Built on Hedera

H-Bank tackles a major disconnect in modern finance: neobanks offer convenience but remain custodial and limited, while DeFi provides openness and efficiency but is fragmented and difficult to use. This forces users to choose between ease of use and true control over their assets.

The impact is even more pronounced in Africa, where over half of the population is unbanked, inflation drains savings at double-digit rates, and cross-border remittances remain costly. People need financial tools that protect value, provide access, and remain fully self-custodial.

H-Bank merges both worlds.
It delivers the simplicity of a neobank with the power of on-chain finance, allowing users to track, earn, trade, and spend from a single application, without intermediaries. One app. Full ownership.

This project is part of the On-Chain Finance & Real-World Assets track of the Hedera Africa Hackathon.