Скачать или смотреть SIPs, by investing periodically, offer better cost averaging, for investors in the long term

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SIP Inflows and Trends (2:49-3:39):
SIP inflows reached an all-time high in December 2025, with a record ₹31,000 crores, marking a 5% month-on-month and 17% year-on-year growth. The total number of active SIP accounts exceeded 9.79 crores, with 60.46 lakh new accounts added in December. The overall AUM (Assets Under Management) for SIPs stands at ₹16.63 trillion, representing about 20.7% of total mutual fund assets.

Equity vs. Hybrid Shift (3:41-4:15):
Experts predict a shift in 2026 from equity to hybrid and multi-asset funds. While equities have historically been strong in SIPs, investors are increasingly diversifying their portfolios with gold-oriented and multi-asset schemes due to their modest returns (9-10% YTD) and significant gains in gold and silver (65-89%).

Top SIPs for 2026 (4:15-4:54):
Based on analyst views, recommended SIPs include:



JP Sethi's Comments (11:04-12:28):
JP Sethi emphasizes that SIPs, by investing periodically, offer better cost averaging, which is generally beneficial for investors in the long term (11:12). He highlights the liquidity of mutual funds compared to FDs (11:41) and the ability to customize portfolios (11:52). He also mentions that individuals can start SIPs themselves if they have market knowledge or seek expert advice (11:56). Overall, he considers SIPs a good product that will likely outperform the broader market.



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Summarize the video
The video provides a comprehensive overview of the Indian stock market and Systemic Investment Plans (SIPs).

Market Overview (0:14-2:06):
The market experienced significant volatility, with the Sensex dropping over 600 points before recovering. This recovery was attributed to comments from the US Ambassador regarding ongoing trade talks with India, with the next round scheduled for January 13th. The market is currently flat, with key active stocks including HDFC Bank, ICICI Bank, Vodafone Idea, Reliance, and Infosys. Sectoral indices like media and realty are down, while oil & gas, pharma, auto, healthcare, power, and telecom are also showing declines.

SIP Inflows and Trends (2:49-3:39):
SIP inflows reached an all-time high in December 2025, with a record ₹31,000 crores, marking a 5% month-on-month and 17% year-on-year growth. The total number of active SIP accounts exceeded 9.79 crores, with 60.46 lakh new accounts added in December. The overall AUM (Assets Under Management) for SIPs stands at ₹16.63 trillion, representing about 20.7% of total mutual fund assets.

Equity vs. Hybrid Shift (3:41-4:15):
Experts predict a shift in 2026 from equity to hybrid and multi-asset funds. While equities have historically been strong in SIPs, investors are increasingly diversifying their portfolios with gold-oriented and multi-asset schemes due to their modest returns (9-10% YTD) and significant gains in gold and silver (65-89%).

Top SIPs for 2026 (4:15-4:54):
Based on analyst views, recommended SIPs include:

Large Cap Stability: SBI Bluechip Fund, ICICI Prudential Bluechip Fund, HDFC Nifty 50 Index Fund.
Mid Cap Growth: Kotak Emerging Equity Fund, HDFC Mid-Cap Opportunities Fund.
T

Brand & Distribution: Top AMCs like ICICI, HDFC, SBI, and Nippon dominate due to bank linkages and app-based onboarding.
Technology: Completely digital SIP setup with UPI and auto-debit options, apps with trackers and goal-setting tools.


Wealthbook: Highlights 10-year SIP XIRR of 17-23% for select flexi-cap, small-cap, and mid-cap funds for 2026, advising caution due to a difficult previous year.
Conclusion:


JP Sethi emphasizes that SIPs, by investing periodically, offer better cost averaging, which is generally beneficial for investors in the long term (11:12). He highlights the liquidity of mutual funds compared to FDs (11:41) and the ability to customize portfolios (11:52). He also mentions that individuals can start SIPs themselves if they have market knowledge or seek expert advice (11:56). Overall, he considers SIPs a good product that will likely outperform the broader market.

Rising awareness of disciplined investing: People are becoming more aware of the importance of disciplined investing and diversifying their investments (5:25 - 5:35).
Strong digital adoption: The widespread adoption of digital platforms has made investing easier (5:35 - 5:38).
Financialization of savings: There's a growing trend towards financializing savings (5:38 - 5:41).
Steady retail participation: Retail participation in the market has remained steady, even during market dips (5:41 - 5:45).
Growth in SIPs is due to Rising awareness of disciplined investing., Strong digital adoption. etc