Скачать или смотреть Do You Need 3 Years in the UK to Get a Mortgage? [Truth for Foreign Nationals]

If you’re new to the UK and wondering when you’ll actually qualify for a mortgage… you’re not alone.
We get this question all the time:
“Do I need to live in the UK for 3 years before applying?”
And the truth is, no — there’s no official rule like that.

In this video, we break down how lenders really assess new arrivals, and what matters more than just time in the UK. Whether you're on a Skilled Worker visa or have just moved over, this will give you clarity on what steps to take next.

Timestamps
00:00 – Intro
00:32 – Do you really need 3 years in the UK?
01:16 – What lenders are actually looking for
02:02 – How long do you need left on your visa?
02:31 – Why your time in the UK matters (and how much)
03:02 – Building a credit profile as a newcomer
03:36 – Using international credit history
04:18 – Employment checks and payslips
05:00 – How your deposit affects your options
05:39 – Real client example (9 months in the UK, approved)
06:20 – What to do if you’re buying soon
07:05 – Want our help? How to book a mortgage call

Download the free Mortgage Blueprint now:
https://firsttimefinance.co.uk/blueprint

Need help now? Reach out anytime:
📧 Email: [email protected]
📞 Phone: 0203 5764 870
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DISCLAIMER
Your home may be repossessed if you do not keep up repayments on your mortgage.
This video reflects information correct at the time of posting and is subject to change due to lender criteria, market conditions, and regulations.